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Sample Disclosure Statement

Clients who make all their monthly program deposits typically pay Start New Settlement, LLC (“Start New”) between 20% and 27% of the total amount of debt the client enrolls into Start New Settlement’s debt settlement program, depending on the state in which a client resides.  Start New Settlement does not charge its clients any fees until Start New Settlement successfully settles one or more of the client’s enrolled debts.  In the event Start New settles one or more—but less than all—of a client’s enrolled debts, Start New only charges the customer a fee based on the amount of enrolled debt actually settled.  

The average client’s program length is between 24 and 50 months, although in some cases program lengths may extend beyond 50 months.  Not all clients are able to complete Start New’s program for various reasons, including a client’s ability to save sufficient funds.  Start New’s program length estimates are based on Start New’s past experiences with clients, creditors, and debt collectors.  Everyone’s circumstances are different; the characteristics of a client’s individual program may vary from what is typical.

We do not assume our clients’ debts, make monthly payments to creditors on clients’ behalf, or give clients tax, bankruptcy, accounting, or legal advice.  We do not provide credit repair services.  Start New’s services are not available in all states.  Please contact a tax professional to discuss potential tax consequences associated with settling debts for less than full balance.  Please read and understand all of Start New’s program materials prior to enrolling with Start New.

The use of debt settlement services will likely adversely affect your creditworthiness.  Utilizing debt settlement services also may (a) result in the balances of your enrolled debts increasing due to the accrual of fees and interest on your accounts and (b) in you being subject to collections actions or lawsuits brought by your creditors.

We are a leading financial services company that focuses on providing debt relief options for small business owners and consumers.

Our Customer Service department works close and in depth with our clients to understand the debts and the needs of each individual client. We make sure to develop a personalized program for each client to help them become debt free as quickly as possible. We will discuss our program options as well as provide you with a clear written plan you can review to decide if a debt resolution program is right for you. No two individuals we serve have the same set of financial hardship or debt load. We work with clients every day who have one thing in common; a need and want for a fresh start and a life free from the stress of high interest credit debt.

If you are struggling to meet your minimum payments, or have not been able to make several recent payments on one or more credit card accounts, our debt resolution program may be just the thing you have been seeking to get your financial life back on track. Call us today, and let one of our financial advisors discuss your situation and provide you with options you can evaluate to determine if we can help.